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Health Insurance Calculator 2025

Calculate 2025 health insurance and long-term care insurance premiums

Subscriber Type

Employee Subscriber Regional Subscriber

Monthly Salary (KRW)

Employee: monthly salary / Regional: monthly income basis

💡 Health Insurance Guide (2025 Rates)

Employee health insurance: Monthly salary × 7.09% (employer and employee each pay 50%)
Employee share: Monthly salary × 3.545%
Long-term care: Health insurance premium × 12.95% (employer and employee each pay 50%)
Regional subscribers use an income/property/vehicle point system; this calculator uses income basis only for simplicity

Frequently Asked Questions

What is the health insurance premium rate?

As of 2025, the health insurance premium rate is 7.09% of monthly salary, split equally between employer and employee (3.545% each).

What is long-term care insurance?

Long-term care insurance funds elderly care services. It is charged at 12.95% of the health insurance premium and billed together with health insurance.

How is health insurance calculated for regional subscribers?

Regional subscribers use an income, property, and vehicle point system. This calculator uses simplified income-based estimation — check nhis.or.kr for accurate figures.